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Mickey's Vacation Club at a Minnie Price!

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What is the DVC?
How do resales exist?
Why do people sell?
Why should I buy resale versus directly from Disney?
Where can I find out how many points I need for my family's vacations?
When I buy from DVC By Resale, will I be treated any differently by Disney or its Cast Members?
What financing options are available through resales?
When does the lease on a resale expire?
How much are closing costs?
Can I make an offer?
How do I sell my Disney Vacation Club?
Are you affiliated with Disney?
What are the maintenance fees and taxes aka Annual Dues at each resort?
How far ahead can I make reservations?
Does my "Home" resort really matter?
If I own points in multiple places, do I get the 11 month advantage at all of them?
What does the term "Use Year" mean?
Is it important to have a specific use year?
Does the use year affect when I can make reservations?
How does borrowing work?
How does banking work? 
What does it mean when points are in "reservation status"?
What happens if I buy more than one use year?


How do resales exist?
   


Resales are available from current DVC owners who probably bought directly from Disney and are now choosing to sell. Just like buying or selling a home, they use a Licensed Real Estate Broker to assist in the transaction, the service DVC By Resale provides. [Back]

  Why do people sell?
   


The majority of DVC sellers have a financial need or lifestyle change when deciding to sell their vacation ownership. Circumstances such as divorce, loss of job, career change or unexpected expenses sometimes force people to sell their assets. As a buyer, while their circumstances are unfortunate, it becomes your opportunity to save money on buying your "piece of the magic". [Back]

  Why should I buy resale versus directly from Disney?
 

 

 


1. You can save money! Even with closing costs added, sellers realize they are competing with Disney and you should always save on a resale. If you see one listed "above" your budget, don’t be afraid to make an offer!
2. You can pay lower maintenance fees on some resales! Bay Lake Towers, Saratoga Springs & Old Key West currently have the lowest dues.
3. You can get properties that are currently "sold out" through Disney. DVC By Resale lists ALL Disney properties, including Old Key West, Boardwalk, Villas at Wilderness Lodge, Beach Club Villas
, Bay Lake Towers,  Animal Kingdom and Saratoga Springs in addition to Hilton Head and Vero Beach. Eventually, Aulani will be available as well.
4. You can buy add-on packages of less than 160 as a first time (or existing) buyer. Disney requires you to buy a minimum of 160 points. If 160 points exceeds your budget, you may be able to find 70 points, for example, on the resale market and become a DVC Member.
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  Where can I find out how many points I need for my family's vacations?
   


Each resort has a points chart associated with it and the various size units available. We have examples for your review here on our points charts pages.
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  When I buy from DVC By Resale, will I be treated any differently by Disney or its Cast Members?
   


Absolutely not. DVC By Resale is owned and operated by a DVC member who has been reselling the DVC since 1997. Not once has any of our clients been treated differently or been singled out for having bought resale. If you want to purchase a sold out resort, like Old Key West, Boardwalk, Villas at Wilderness Lodge, Vero Beach, or the Beach Club Villas you will need to buy through DVC By Resale because Disney no longer offers those resorts to the general public. Disney did change some of the rules pertaining to resale buyers on 3/21/11 so that while all treatment is the same, resale buyers may not use points to pay for the Cruise line, the Concierge Collection (hotels) or the Adventurer Collection.  If you do the math, you may find you wouldn't want to use points to pay for those items regardless.  Most find they aren't cost effective and prefer to pay cash. [Back]

  What financing options are available through resales?
   


1. Apply online through TimeshareLending.net  Just like Disney's financing, they actually secure the property to the loan so for many people ~ the interest* MAY be deducted!  All terms and conditions are set by them. *Please check with your CPA.
2.
Many of our clients will get a home-equity loan and we encourage you to do so if you can get a better rate.
3. Credit card “checks” can be used! (credit cards may not) Please call your company to find out rates. (Checks must be delivered two weeks prior to closing.).
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  When does the lease on a resale expire?
   


WHEN a person buys does not affect when their lease runs out.  WHERE they buy usually determines when their lease ends. Most Disney ownerships expire in 2042 with the exception of Saratoga Springs at 2054,  Animal Kingdom 2057, Bay Lake Tower and Grand Californian in 2060. Some Old Key West owners extended their lease through a promotion and added another 15 years. Each new resort Disney builds starts with a 50 year lease on that particular year and it goes down each year thereafter. [Back]

  How much are closing costs?
   


Closing costs vary by the price of your resale purchase due to recording the documentary stamps on the deed. Since we sell 25 – 2000 points, it is best to call us for a direct quote. Typically, $285 - $525 is what you should expect to pay. We will happily give you an exact figure on any listed resale property. [Back]

  Can I make an offer?
   


YES! ABSOLUTELY! DEFINITELY!
We welcome your offers! Some sellers may be firm in their pricing, but you never know until you try. Disney does have the right of first refusal on all contracts, so if your offer is too low and is accepted, you may end up starting the whole process over - so stay reasonable when making offers and chances are you will be an owner in no time! [Back]

  How do I sell my Disney Vacation Club?
   


Contact us directly, toll free at 1-800-844-4099 or via e-mail at sell@dvcbyresale.com. We will fax or e-mail you the document to start selling today! Our Broker has been reselling the DVC since 1997 and is an active DVC member herself. We know the "ins and outs" of the program and how to answer any questions buyers may have when interested. You won’t find better service anywhere in our industry! [Back]

  Are you affiliated with Disney?
   


DVC By Resale is not affiliated with the Disney Company, or any of its affiliates or subsidiaries in any way. We are a Licensed Real Estate Brokerage located in Orlando, FL representing both buyers and sellers of the Disney Vacation Club on the secondary market. [Back]

  What are the maintenance fees at each resort?
   


Annual dues for 2014 at each resort are as follows:

Bay Lake Towers $4.78
Grand Californian $4.93
Saratoga Springs $4.91
Old Key West $5.54
Animal Kingdom $5.97
Beach Club Villas $5.79
Wilderness Lodge $5.92
Boardwalk Villas $6.01
Hilton Head Island $6.28
Vero Beach $7.75

Aulani $4.83 (purchased before 7/7/11)
Aulani $6.43 (purchased after 7/7/11)
Grand Floridian $5.41


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  How far ahead can I make reservations?
   


Disney allows you to make reservations 11 months in advance at your home resort and 7 months in advance at your non-home resorts. [Back]

  Does my "Home" resort really matter?
   


Yes. There are two main considerations to keep in mind when choosing your home resort:
1. Maintenance fees are different at each resort. Some are significantly lower than others. Check out our maintenance and tax chart if you are unsure.
2.lf you travel during "peak" times, chances are you should make your reservations more than 7 months in advance and you will want to own the resort you prefer to stay in. On the other hand, if you make reservations less than 7 month in advance, or travel during slow seasons, we recommend you by the resale for which you get the best price with low maintenance fees. [Back]

  If I own points in multiple places, do I get the 11 month advantage at all of them?
   


Yes. However, reservations can be made only up to the number of points available at that resort for your reservation. [Back]

  What does the term "Use Year" mean?
   


The use year refers to the twelve month period starting on the first day of the month of your assigned use year. Each year, Disney will add your annual allotment of points on the first day of your use year. Any previously banked points become available as well. Any borrowed points expire during the use year they were borrowed and should be used prior to your use year anniversary month.
For example: A February "use year" begins February 1 20XX and ends January 31 of the following year. A June use year begins June 1, 20XX and ends May 31 of the following year.
Some people have December use years, which means their points don’t physically get put into their account until December, but everyone gets points each and every year and has one full 12 month period to use those points. (Provided no banking or borrowing has been done.) [Back]

  Is it important to have a specific use year?
   


Some people prefer specific use years, because they travel the same time every year. To understand this concept it is important to understand the banking rules. If you vacation during the same month EVERY year and plan on doing so for the next 35 years or so, then you might pick a use year right before or during the month you travel, for one reason only: If you need to cancel one year, you are still within your initial 100% banking window that Disney designates as the first 8 months of your use year.
If you travel during various times of the year, like most folks, the use year should not be a consideration for you. We recommend you look for the best resale value at the property you want to own and disregard the use year reference. [Back]

  Does the use year affect when I can make reservations?
   


NO. Many people confuse the use year with the 11 month and 7 month reservation window. Remember, reservations can be made 11 months in advance from your TRAVEL date. (Which has nothing to do with your use year) If, when you travel, there will be points in your account, you can make that reservation 11 months in advance at your home resort and 7 months in advance at your non-home resort. [Back]

  How does borrowing work?
   


Disney allows you to borrow 100% of your upcoming year’s annual allocation once you are in the previous use year. Once you "borrow" points, you may not "put them back", and they will expire in the current use year if not used. [Back]

  How does banking work?
   


Effective January 1, 2008, a single banking window for banking Vacation Points went into effect.  This new banking window allows you to bank up to 100% of your available Vacation Points during the entire first eight months of your current use year. Those points then become available on the first day of your next use year and expire on the last day of that use year.  [Back]

  What does it mean when points are in "reservation status"?
   


When an owner makes a reservation outside the Disney Vacation Club Resorts (such as a cruise, or a stay at the Polynesian hotel), then cancels that reservation, DVC designates them as "reservation" points. Basically they have designated those points for usage outside the DVC resorts and they can't be "put back". Reservation points can be used for any of the Disney hotels, the Concierge Collection, cruises, etc. The only thing they cannot be used for are staying at the DVC Resorts or the World Passport Collection. Reservation points must be used within the use year they are designated and may not be banked, borrowed or transferred. [Back]

  What happens if I buy more than one use year?
   


It is possible and sometimes necessary to buy a different use year when buying a resale. The main considerations to keep in mind when doing so relates to ID numbers and usage. Disney will issue a separate ID number for each use year and then link reservations between the two with no problems when you call to make a reservation.  For example: For a 7 day trip, you may book the first four days with one use year and then the last 3 days with the other use year.  Disney will not allow a member to "split" a single day, however.  So if you want to book a single day that costs 10 points, you may not use 5 points from one account and 5 points from the other.  They require you to use all 10 from one use year account.  Keep in mind that you would also have two banking windows, but most people are too busy borrowing ahead for that to be a concern!
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