Mickey's Vacation Club at a Minnie Price!

Understanding the Disney Vacation Club resale market and DVC resort resales

 
What is the Disney Vacation Club aka DVC?
What is a Disney Vacation Club resale and are they "allowed"?
Why do Members sell their DVC points?
Why would I buy resale versus directly from Disney Vacation Club Development?
How many points should I buy?
When I buy from DVC By Resale, will I be treated any differently by Disney or its Cast Members?
What financing options are available through resales?
When does the lease on a resale expire?
How much are closing costs?
Can I make an offer?
How do I sell my Disney Vacation Club?
Are you affiliated with Disney?
What are the maintenance fees and taxes aka Annual Dues at each resort?
How far ahead can I make reservations?
Does my "Home" resort really matter?
If I own points in multiple places, do I get the 11 month advantage at all of them?
What does the term "Use Year" mean?
Is it important to have a specific use year?
Does the use year affect when I can make reservations?
How does borrowing work?
How does banking work? 
How do I determine the "bottom line" for one of the resales I see on your site?
What happens if I buy more than one use year?


  What is a Disney Vacation Club resale and are they allowed?
   

A Disney Vacation Club resale refers to the secondary market of the real estate interest often referred to as "points" in the timeshare resort ownership concept created and designed by Disney Vacation Development. DVC owners, affectionately called Members, may legally sell their timeshare ownership at any time through the Licensed Real Estate Brokerage, DVC By Resale. Selling ones Disney Vacation Club contract is definitely allowed and legal. DVC by Resale has brokered the resale of thousands of points between existing DVC Members and would be buyers.     [Back]

  Why do DVC Members sell their points?
   

To put it simply, they need the money. Most DVC resellers have a financial need or simply a lifestyle change. The Disney Vacation Club has one of the highest satisfaction ratings in the timeshare industry so unlike other timeshares, you will scarcely find unhappy Members speaking unbecomingly of their beloved Club.  As a buyer, it becomes your opportunity to save money on buying your piece of the magic. Resales are sold at a fraction of the direct price from Disney Vacation Development. [Back]

  Why would I buy resale versus directly from Disney Vacation Club Development?
 

 

 

  1. Savings! Sellers realize they are competing with DVC direct marketing and you will almost always save money buying resale. If you see a resale listed above your budget, don’t be afraid to make an offer!
  2. You can choose lower annual dues through resale! Each DVC property has different yearly costs, per point.
  3. You can buy properties that are currently sold out or unavailable through DVC direct. DVC By Resale lists every DVC resort property.
  4. You can buy add-on packages of less than 100 points as a first time buyer. Disney requires minimum point purchase. DVC by Resale allows you to become a member with as few as 25 points. [Back]
  How many points should I buy?
   

Each resort has a points chart associated with it and the various size units available. Visit the Point Calculator page to compare multiple resorts. We also have individual resort charts for your review on our points charts pages.  [Back]

  When I buy from DVC By Resale, will I be treated any differently by Disney or its Cast Members?
   

There are a few differences to be aware of when buying on the secondary market.  The most notable ones per Disney direct are: "As of March 21, 2011, you will not be able to use the vacation points associated with this Ownership Interest to make reservations for the Concierge or Disney Collection options such as Disney Cruise Line, Adventures by Disney, or select Disney resorts.  Further, as of April 4, 2016, you will not have access to other Disney Vacation Club incidental benefits (also known as Membership Extras) such as Member discounts on dining, shopping, Member-exclusive events, and certain special Member offers. Do not purchase your Ownership Interest in reliance on access to or the ability to transfer these Disney Vacation Club incidental benefits.” Resale points may be used at every Disney Vacation Club Resort as well as the World Passport Collection.   [Back]

  What financing options are available through resales?
   


1. Financing is available through companies like VacationClubLoans.com, MoneraFinancial.com and TimeshareLending.net.  All terms and conditions are set by them.
2.
Many of our clients will get a home-equity loan and we encourage you to do so if you can get a better rate.
3. Credit card “checks” can be used! (credit cards may not) Please call your company to find out rates. (Checks must be delivered two weeks prior to closing.).
[Back]

  When does the lease on a resale expire?
   

WHEN a person buys does not affect when their lease runs out.  WHERE they buy usually determines when their lease ends. Most Disney ownerships expire in 2042 with the exception of Saratoga Springs at 2054,  Animal Kingdom 2057, Bay Lake Tower and Grand Californian in 2060, Polynesian Villas in 2066. Some Old Key West owners extended their lease through a promotion and added another 15 years. Each new resort Disney builds starts with a 50 year lease on that particular year and it goes down each year thereafter. [Back]

  How much are closing costs?
   

Closing costs vary by the price of your resale purchase due to recording the documentary stamps on the deed. Since we sell 25 – 2000 points, it is best to call us for a direct quote. Typically, $400 - $600 is what you should expect to pay. We will happily give you an exact figure on any listed resale property. [Back]

  Can I make an offer?
   

YES! ABSOLUTELY! DEFINITELY!
We welcome your offers! Some sellers may be firm in their pricing, but you never know until you try. Disney does have the right of first refusal on all contracts, so if your offer is too low and is accepted, you may end up starting the whole process over - so stay reasonable when making offers and chances are you will be an owner in no time! If you see something from our newsletter, simply give us a call or email.  Once a property is live on our website, you can simply click the Buy Now button next to the property to present your offer. [Back]

  How do I sell my Disney Vacation Club?
   

Fill out the form on our Sell Your DVC page and the documents to start are automatically delivered to your inbox! If you prefer you may contact us directly, toll free at 1-800-844-4099 or via e-mail at sell@dvcbyresale.com. We can fax, e-mail or snail mail the documents to start selling today! Our Broker has been reselling the DVC since 1997 and is an active DVC member herself. We know the "ins and outs" of the program and how to answer any questions buyers may have when interested. You won’t find better service anywhere in our industry! [Back]

  Are you affiliated with Disney?
   

DVC By Resale is not affiliated with the Disney Company, or any of its affiliates or subsidiaries in any way. We are a Licensed Real Estate Brokerage located in Orlando, FL representing both buyers and sellers of the Disney Vacation Club on the secondary market. [Back]

  What are the maintenance fees at each resort?
   



[Back]

  How far ahead can I make reservations?
   

Disney allows you to make reservations 11 months in advance at your home resort and 7 months in advance at your non-home resorts. [Back]

  Does my "Home" resort really matter?
   

Yes. There are two main considerations to keep in mind when choosing your home resort:
1. Maintenance fees are different at each resort. Some are significantly lower than others. Check out the annual dues below.
2.lf you travel during "peak" times, chances are you should make your reservations more than 7 months in advance and you will want to own the resort you prefer to stay in. On the other hand, if you make reservations less than 7 month in advance, or travel during slow seasons, we recommend you buy the resale for which you get the best price with low maintenance fees. [Back]

  If I own points in multiple places, do I get the 11 month advantage at all of them?
   


Yes. However, reservations can be made only up to the number of points pertaining to each specific home resort for your reservation if you are booking greater than 7 months in advance. [Back]

  What does the term "Use Year" mean?
   

The use year refers to the twelve month period starting on the first day of the month of your assigned use year. Each year, Disney will add your annual allotment of points on the first day of your use year. Any previously banked points become available as well. Any borrowed points expire during the use year they were borrowed and should be used prior to your use year anniversary month.
For example: A February "use year" begins February 1 20XX and ends January 31 of the following year. A June use year begins June 1, 20XX and ends May 31 of the following year.
Some people have December use years, which means their points don’t physically get put into their account until December, but everyone gets points each and every year and has one full 12 month period to use those points. (Provided no banking or borrowing has been done.) [Back]

  Is it important to have a specific use year?
   

Some people prefer specific use years, because they travel the same time every year. To understand this concept it is important to understand the banking rules. If you vacation during the same month EVERY year and plan on doing so for the next 35 years or so, then you might pick a use year right before or during the month you travel, for one reason only: If you need to cancel one year, you are still within your initial 100% banking window that Disney designates as the first 8 months of your use year.
If you travel during various times of the year, like most folks, the use year should not be a consideration for you. We recommend you look for the best resale value at the property you want to own and disregard the use year reference. [Back]

  Does the use year affect when I can make reservations?
   

NO. Many people confuse the use year with the 11 month and 7 month reservation window. Remember, reservations can be made 11 months in advance from your TRAVEL date. (Which has nothing to do with your use year) If, when you travel, there will be points in your account, you can make that reservation 11 months in advance at your home resort and 7 months in advance at your non-home resort. [Back]

  How does borrowing work?
   

Disney allows you to borrow 100% of your upcoming year’s annual allocation once you are in the previous use year. Once you "borrow" points, you may not "put them back", and they will expire in the current use year if not used. [Back]

  How does banking work?
   

Effective January 1, 2008, a single banking window for banking Vacation Points went into effect.  This new banking window allows you to bank up to 100% of your available Vacation Points during the entire first eight months of your current use year. Those points then become available on the first day of your next use year and expire on the last day of that use year.  [Back]

  How do I determine "bottom line" for one of the resales I see on your site?
   

You may click on the Buy Now link on the far right, next to each property.  It will take you to the page which specifically tells you the closing costs for that property as well as the annual dues and the total cost when you are ready to purchase.  [Back]

  What happens if I buy more than one use year?
   

It is possible and sometimes necessary to buy a different use year when buying a resale. The main considerations to keep in mind when doing so relates to ID numbers and usage. Disney will issue a separate ID number for each use year and then link reservations between the two with no problems when you call to make a reservation.  For example: For a 7 day trip, you may book the first four days with one use year and then the last 3 days with the other use year.  Disney will not allow a member to "split" a single day, however.  So if you want to book a single day that costs 10 points, you may not use 5 points from one account and 5 points from the other.  They require you to use all 10 from one use year account.  Keep in mind that you would also have two banking windows, but most people are too busy borrowing ahead for that to be a concern!  [Back]

 


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