Selling Your Large DVC Contract: Can I split it?
No—Disney Vacation Club does not allow owners to split an existing contract into smaller contracts for resale without a significant fee. Each DVC contract is tied to a specific resort, use year, and deed. If you want to sell, you must list the entire contract as it currently exists
If you own a large Disney Vacation Club (DVC) contract—typically 275 points or more—you may have heard or noticed that small contracts sell faster and want to break apart your own original purchase amount. Disney Vacation Club won't allow anyone to split a deed without substantial time and cost. Considered real property, every Member's deed is recorded in the county they originally purchase. Without getting too technical, dividing or splitting a deed would require further legal recording which comes at a significant cost. While not impossible to do (depending on Disney's mood), it's improbable and not cost effective.
What if I originally bought 500 points but now we only need 200 points? The solution is to sell your original deed and buy a smaller one. DVC by Resale can help with both! Having a complete understanding of the differences in buying resale verses direct can guide you as to whether your new 200 point contract should be bought from Disney direct or through a resale market broker like DVC by Resale.
Whether you’re looking to downsize, take a financial step back, or move on from vacation ownership, larger DVC contracts remain highly desirable on the resale market.
Here’s what you need to know if you’re considering selling a large DVC contract.
Why Larger DVC Contracts Appeal to Buyers
Large contracts often attract experienced buyers who are looking for:
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More vacation flexibility
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Access to larger villas or longer stays
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Increased value when renting points or traveling frequently
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Greater control over booking during peak seasons
With more points comes more freedom—and that’s exactly what many DVC buyers are searching for.
What Makes Selling a Large Contract Unique?
Selling a large DVC contract follows the same process as any resale, but with a few unique considerations:
1. Pricing and Market Demand
The total price of a large contract is higher, but the price per point can vary based on the resort, use year, and point availability. Resorts like Polynesian, Grand Californian, and Bay Lake Tower tend to attract strong buyer interest—even for high-point contracts.
2. Buyer Financing
Large contracts may take a bit more time to sell if buyers require financing. That’s where working with a professional DVC resale broker can help—we connect you with serious, qualified buyers and provide financing options through trusted partners.
3. Marketing Approach
Higher-value contracts need the right visibility. At DVC by Resale, we market your listing to the right audience with clear contract details, banked/borrowed points, and resort highlights that speak to serious DVC buyers..
That’s why it’s important to price your contract appropriately and work with a team that understands how to position large DVC listings effectively.
Tips for Selling Your Large DVC Contract
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Get a Free Valuation: Understand what your contract is worth based on real market data.
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List with an Expert: DVC resale specialists handle every detail, including buyer matching, ROFR, and closing coordination.
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Highlight Extras: If your contract includes banked or borrowed points, make that clear—it’s a big incentive to buyers.
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Be Patient but Prepared: Large contracts can sell quickly when priced right—but may take longer depending on market demand and financing.
Ready to Sell Your DVC Contract?
Whether you own 200 points or 500+, our team at DVC by Resale is here to help you get the best return on your investment. We’ll handle the process from start to finish and ensure your listing reaches qualified buyers.
👉 Reach out today to find out what your large DVC resale contract is worth.